July - August, 2016




Aaron Forbes

President Elect:
Patrick J. Cannon

Vice President:
Jerod Cook

Jay Randall

Immediate Past President:
I. David Cohen, CLU, ChFC, LUTCF

National Committee-Person:
Duane Borcherding, CLU, ChFC

Executive Director

Renae Davies
P.O. Box 448
Lewis Center, Ohio 43035
Phone: 740.879.4456
Fax: 888.525.7645

Our Mission
The mission of the Columbus Chapter of the National Association of Insurance and Financial Advisors is to provide leadership in sustaining and improving the business environment for those engaged in life underwriting and to enhance further the professional skills of those providing life and health insurance and other closely related financial products and services which foster greater financial independence for the public.


Platinum Sponsors

Silver Sponsors


Bronze Sponsors


2016 - 2017 Calendar of Events - NAIFA Columbus

Wednesday, September 21, 2016


8:00 a.m. – 9:15 a.m.
Cost: FREE for NAIFA-Columbus Members / $25 for Guests or Non-Members
Location: J. Liu Restaurant, 6880 N. High Street, Worthington 43085

CE SEMINAR (offering 2 hours of CE credit)

9:15 a.m. - 11:15 a.m.
Cost: FREE for NAIFA-Columbus Members / $35 for Guests or Non-Members
Location: J. Liu Restaurant, 6880 N. High Street, Worthington 43085


Monday, October 17, 2016

“A Day with MDRT” Event

7:00 a.m. - 3:00 p.m.
Early Bird Registration: $110 for NAIFA-Columbus Members / $190 for Guests or Non-Members / $995 for Table of 10
Location: Nationwide Hotel and Conference Center, 100 Green Meadows Drive South, Lewis Center, OH 43035


Wednesday, January 18, 2017


8:00 a.m. – 9:15 a.m.
Cost: FREE for NAIFA-Columbus Members / $25 for Guests or Non-Members

CE SEMINAR (offering 2 hours of CE credit)

9:15 a.m. - 11:15 a.m.
Cost: FREE for NAIFA-Columbus Members / $35 for Guests or Non-Members

Location: J. Liu Restaurant, 6880 N. High Street, Worthington 43085


Wednesday, March 15, 2017


8:00 a.m. – 9:15 a.m.
Cost: FREE for NAIFA-Columbus Members / $25 for Guests or Non-Members

CE SEMINAR (offering 2 hours of CE credit)

9:15 a.m. - 11:15 a.m.
Cost: FREE for NAIFA-Columbus Members / $35 for Guests or Non-Members

Location: J. Liu Restaurant, 6880 N. High Street, Worthington 43085

OBWC Billing “True-Up” Came in July


Ohio Bureau of Workers Compensation
Presented by
Shawn Combs

UPDATE! The first-ever payroll True-Up period for private employers began July 1, 2016. Payroll true-up reports are due to BWC no later than Aug. 15, 2016.

At the end of each private employer policy period (July), it is necessary to reconcile estimated payroll with actual payroll. This is called the True-up. This report can be completed online at: http://ow.ly/4mWUlm or over the phone by calling 1-800-644-6292.

This new payroll True-up process is part of prospective billing, and as a result, Ohio businesses are now required to reconcile their actual payroll annually for the prior policy year and also reconcile any differences in premium paid. According to BWC, the True-up allows more accurate premium calculation. Even if actual payroll for the year matches the original BWC estimate or a business had zero payroll, the True-up report must be completed.

The quickest and easiest way to True-up is online with a BWC e-account. If you do not have a BWC e-account you can create one by signing on to: https://www.bwc.ohio.gov/SelfSvcAccountAdmin/newacc.asp

You can also complete the True-up through the BWC call center however wait times may be extremely high, as a result BWC encourages the use of their online reporting system.


Again, August 15, 2016 is the due date for your True-up report to be completed with BWC. This is a critical deadline, as the BWC has indicated that if a business does not complete the True-up timely, they may not be eligible for current, and future alternative rating and premium discount programs such as Group Rating and Group Retrospective Rating. Once more, reports must be submitted either online at (http://ow.ly/4mWUlm) or by phone at 800.644.6292.

Below are a couple of youtube video links that you may find helpful in the process:

NAIFA-Columbus Community Impact Award Recipient


by Doug Fitzpatrick

Holly A. Novak, MS, BSSW

Holly Novak, MS, BSSW will be presented with the NAIFA-Columbus Community Impact Award during the upcoming membership breakfast meeting on Wednesday, September 21, 2016. Holly currently works as a Branch Manager for Interim Healthcare where she is responsible for all day to day operations, leadership, strategic planning, promotion, and growth of private duty home care and related community based services.

Prior to serving in this role since 1999, she served as the Director at First Choice Home Health Care where she managed private duty services for an average of 80 employees and 300 patients. She streamlined operations to decrease operating expenses while increasing productivity and led private duty program through initial JCAHO survey with resulting accreditation.

Holly is extremely active in her community. She served as President of the Union County Health Care Provider Association in Marysville, Ohio from 2011-2012. She also served as the Advisory Board President of the Central Ohio Area Agency on Aging Advisory Board in Columbus, Ohio from 2010-2013. Other organizations that she has been involved with include the Ohio Council for Home Care, Ohio Health Care Workforce Advisory Council, Home Care Paraprofessional Association, Ohio Department of Aging, Union County Department of Human Services and the Central Ohio Geriatric Social Work Association.

Message from PAC/PIC Chairman


by Daniel Brookman, Trustee & PAC/PIC Chair

As a self-diagnosed political junkie, I am excited to serve NAIFA Columbus as the PAC/PIC chair for this upcoming year. I will do my very best to give you insightful and useful information about some of the rules and regulations that affect your clients and your business, as well as help you know what action steps you can take to do something about it.

Important Rules and Regulations

There are many important regulations facing our industry today. The top issues of the day that NAIFA is focusing their advocacy efforts on are:

  • DOL Fiduciary Standard – NAIFA supports a best interest standard and disclosure of potential conflicts of interests. However the DOL’s rule will confuse retirement savers and result in less access to affordable retirement planning advice. Therefore NAIFA supports bipartisan legislation - the SAVERS and Affordable Retirement Advice Protection Acts – to impose a best interest standard.
  • ACA Fair Compensation – NAIFA believes that eliminating commissions on individual health insurance policy sales to save money on the cost of these plans is short sighted and ill advised. It is NAIFA’s position that this will harm individuals seeking professional advice in purchasing health insurance at a point in time when coverage is more complex and confusing than ever, harming the average consumer.
  • Non-Resident Agent Licensing – NARAB makes it easier for non-resident agents to get licensed in states which they do not reside so they can serve clients who live in those states. Legislation was passed in 2015 to streamline the process and NAIFA believes it’s important NARAB board nominees like NAIFA past trustee Tom McLeary so the benefits of NARAB can be realized.
  • Financial Security and Tax Reform – NAIFA believes congress should encourage retirement readiness and financial security. By preserving the current tax rules for life insurance, annuities, and employer-sponsored benefits congress helps Americans accomplish these ends. NAIFA believes future tax reforms must not make it harder to plan for the future, save for retirement and protect against financial risks.

IFAPAC Contributions

If these sound like important issues to you and you want to know what you can do to help NAIFA advocate for you and your clients it’s very simple – first you must purchase your professional insurance by contributing to IFAPAC. Each PAC is a fund that supports the campaigns of candidates for public office who understand issues important to insurance agents and financial advisors.

Due to the SEC “pay to play” rule if you’re and investment advisor your company may not allow your PAC contributions to be used for state or local PAC’s and officials. Therefore if you’re an investment advisor please check with your compliance department and complete the online directive if your contributions must only support NAIFA on a federal level (http://www.naifa.org/advocacy/ifapac/ifapac-directive).

APIC – Making an Impact

NAIFA's Advisors Political Involvement Committee (APIC) oversees a database of thousands of insurance agents and financial advisors who have volunteered to be part of NAIFA's nationally-recognized legislative action team. You have the means to protect your business livelihood.  All it takes is your involvement and participation. In the words of former Sen. Thad Cochran, "If you don't help shape legislation by providing your input and expertise to your elected officials, you can be sure that someone else will." Your involvement in APIC assures that elected officials will hear your views on critical issues. By joining APIC, you will be on the legislative front line.

I will be scheduling some district meetings with various representatives around central Ohio this year and will be inviting members to join me. If you’re interested in participating in these efforts or if you would like to join the PAC/PIC committee to help me please call (614) 488-3722 x 8 or send me an email to dan@norminsurance.com.




Annual I. David Cohen Lifetime Achievement Award Luncheon Highlights


On May 18th, NAIFA-Columbus held its 22nd Annual I. David Cohen Lifetime Achievement Award Luncheon at J. Liu Restaurant in Worthington. During this luncheon, NAIFA-Columbus Past President Christopher D. Campbell, CLU, ChFC was honored with the 2016 Lifetime Achievement Award. His cousin Jeffrey Logan presented him with this award.

President-Elect Aaron Forbes welcomed NAIFA members, guests, sponsors and past presidents to the luncheon and then turned it over to Guest Emcee Robert H. Johnson III, CLU, ChFC for the remainder of the event.

Other highlights of this year’s luncheon included the presentation of the NAIFA-Columbus contribution check from the 2015 Dennis Clark Golf Classic to The Ohio State University James Cancer Hospital. Duane Borcherding provided an update on the “A Day with MDRT” Event that will be held on Monday, October 17, 2016 and Lisa Medrano with Office Evolution provided members with information on their benefit for NAIFA-Columbus members.

A two-hour CE seminar was held prior to this luncheon from 9:15 am to 11:15 am. Kevin Quinn presented a one-hour CE seminar on “Solutions for the Highly Compensated” and Chris Campbell presented a one-hour CE seminar on “Key Employee Benefits for Growing Companies”.